A Company You Probably Use Every Day, And Why Investors Pay Attention to It

How everyday products translate into steady demand and dividends...

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Today’s Edition: A Company You Probably Use Every Day, And Why Investors Pay Attention to It

Welcome back to another edition of "Rolling in Dough" Newsletter, where we serve up the simplest ways to save more, spend less, and build wealth with regular insights, behavioral science hacks, and tiny tips to do today. I hope to make your financial journey a little fun, simple, and totally doable, where ever you are on your wealth journey.

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You don’t need to follow markets closely to know Procter & Gamble. Most people interact with its products before they’ve even had coffee.

Toothpaste. Laundry detergent. Paper towels. Shampoo. Baby products.

That everyday presence is exactly why Procter & Gamble (P&G) is often discussed as a foundational stock, not because it’s exciting, but because it’s deeply embedded in how people live.

What It Is

Procter & Gamble is one of the world’s largest consumer goods companies, with a portfolio of household and personal care brands people buy on repeat.

Its lineup includes familiar names like Tide, Charmin, Pampers, Crest, Gillette, Dawn, and Head & Shoulders, products many households have used for years, sometimes decades.

These aren’t impulse purchases or trend-driven products. They’re everyday essentials people restock regularly, regardless of what the economy is doing, and that repeat behavior is a big reason the company has stayed relevant for so long.

Why People Use It

P&G’s strength isn’t just the number of products it sells, it’s the habits behind them.

People don’t usually shop around every time they need detergent or toothpaste. Once they find something that works, they tend to stick with it. That loyalty gives companies like P&G steady demand and a level of predictability that many businesses don’t have.

It also gives the company room to make small price adjustments over time without losing customers, something that becomes especially important during inflationary periods.

P&G operates in a space that doesn’t change quickly. People will still need soap, diapers, and cleaning products regardless of new technology or shifting trends.

That nature is part of the appeal. It means the business isn’t easily disrupted, and demand doesn’t swing wildly from year to year.

For investors, that kind of stability can make a stock feel more like a long-term holding than something you constantly monitor.

A Dividend King

Procter & Gamble is also a Dividend King, meaning it has increased its dividend payout for over 65 consecutive years.

That track record reflects decades of consistent cash generation and a clear commitment to returning value to shareholders. Over time, those regular payments, especially when reinvested, have played a meaningful role in total returns.

For people interested in dividends, P&G often shows up as an example of how steady businesses support steady income.

How This Fits Into a Bigger Picture

P&G is rarely bought for fast growth.

Instead, people tend to use it as:

  • a steady, dividend-paying holding

  • a familiar anchor alongside broader market investments

  • a way to add income from a business they understand

For beginners, it’s easy to grasp what the company does. For more experienced investors, it can act as a stabilizing piece that balances out more volatile holdings.

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A Few Things Worth Keeping in Mind

Growth is usually slower compared to newer or more aggressive businesses, and the stock can lag during periods when high-growth sectors like tech dominate the market.

It also operates in a competitive space, where consumer preferences and private-label brands can apply pressure.

And as with most dividend-paying stocks, dividends are taxable in a regular brokerage account, which matters depending on where you hold it.

👋  TO GO BITES: The Wrap Up

Procter & Gamble is built around products people buy again and again, supported by brands that have earned trust over time, and backed by a long history of paying and increasing dividends.

That combination is why it’s often viewed as a foundational stock, something that adds steadiness and familiarity to a portfolio.

As always, this isn’t personal investment advice. Everyone’s situation is different, and what makes sense depends on your goals and timeline. Talking with a financial professional can help you decide how something like this fits into your bigger picture.

But if you’re looking at companies that have quietly rewarded investors while staying part of everyday life, Procter & Gamble is one many people consider.

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3 Tricks Billionaires Use to Help Protect Wealth Through Shaky Markets

“If I hear bad news about the stock market one more time, I’m gonna be sick.”

We get it. Investors are rattled, costs keep rising, and the world keeps getting weirder.

So, who’s better at handling their money than the uber-rich?

Have 3 long-term investing tips UBS (Swiss bank) shared for shaky times:

  1. Hold extra cash for expenses and buying cheap if markets fall.

  2. Diversify outside stocks (Gold, real estate, etc.).

  3. Hold a slice of wealth in alternatives that tend not to move with equities.

The catch? Most alternatives aren’t open to everyday investors

That’s why Masterworks exists: 70,000+ members invest in shares of something that’s appreciated more overall than the S&P 500 over 30 years without moving in lockstep with it.*

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Sounds crazy, but it’s real. One way to help reclaim control this week:

*Past performance is not indicative of future returns. Investing involves risk. Reg A disclosures: masterworks.com/cd

Stay tuned for more mini tips and tricks to help you spend less, save more, and build the life you love, one smart move at a time. The ultimate goal: to be rolling in dough.

👋 Rooting for you. Let’s make this dough grow!

Profit Nic

Not legal, tax, or investment advice. For general educational purposes only. Lotsss of simple ways to save more, spend less, and build wealth. You are absolutely amazing.